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Refinance Rates on the Rise

There has never been a better time than now to refinance. With rates at historic lows and starting to climb it’s highly recommended to lock in your best rate today!

What is Refinancing? When you refinance your primary home or rental property you effectively take out a new loan to pay off your current loan.

Why Refinance? For the most part, the purpose is to reduce payments by lowering the interest rate or to get cash out for some other purpose, such as fueling real estate investment, pay off high-interest credit cards, or for home improvements.

Is now a good time to refinance? With real estate appreciation at an all-time high and interest rates at near historic lows, there couldn’t be a better time! Many investors use refinancing as a vehicle to fuel their investment properties by getting a cash-out refinance loan.

Refinancing Tips:
  1. Timing is a crucial factor in deciding when to refinance. The Fed has stated interest rates will begin to rise in 2022 from the drastically low-interest rates seen in 2020. That is why it is imperative to lock in your low rate today.
  2. Refinancing is a great way to reduce monthly expenses and get cash out to fuel your real estate investments.
  3.  The third point – leaving “dead” equity is a waste, etc. It is far better to maximize your leverage.


As trusted advisors and real estate investors ourselves, we believe there has never been a better time to refinance your primary or investment property. Take advantage of high appreciation and historically low-interest rates while you still can.

Contact one of our fully licensed loan officers today and lock in your best rate!

Make the Investment Today

Utilize these investment tips and finance keys to maximize your success in real estate investment this year! The team at Catalyst wants to help you succeed. Contact us today or fill out a loan application. We’ll help you develop a plan and provide the financing you need to achieve your goals and accelerate your cash flow.