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DSCR / No Income doc loans

Debt Service Coverage Ratio (DSCR) Loans

DSCR Loans allow real estate investors to qualify for a mortgage based on the cash flow generated by their investment property, rather than using proof of income, tax returns, employment information for verification, etc.

The DSCR loan qualification is based on the property, not the person. This is a less taxing documentation process for the investor and there are fewer requirements and rules than in conventional loans.

DSCR Loans Explained

Learn more about DSCR Loans in Texas directly from the experts! Catalyst CEO and President, Wade Comeaux with Houston Area Sales Manager, Ernest Powell, deep dive into the details to give you the facts you need! 

Benefits and Advantages of DSCR Loans

To Learn More, read the Catalyst Funding blog post about DSCR Loans!
Couple applying for DSCR Loan
Let's Get Started!

Are you ready to start owning rental homes using rental property loans? Would you like more information about DSCR loans? Would you like to check to see if DSCR loan rates today are a good fit for your real estate investment strategy?

At Catalyst Funding, we are your one-stop shop for all of your real estate investment needs. Call today so we can help start your path to financial independence.

For investors who are new to real estate financing, Catalyst Funding offers one-on-one consultations to discuss your goals and expectations for new projects. When it’s time for your loan to close, here is what we need:

  • Proof of funds (minimum six months of interest payments)
  • We will run your personal credit (no minimum FICO required)
  • LLC, LP or Corporation documents (if applicable)
  • Property purchase agreement (if you already have a deal)
  • Property rehab scope of work (if you already have a deal)