The Best Hard Money Lenders in Texas

See what our clients have to say about partnering with us on fix and flip projects, buy and holds, home rehabs, and more!

Catalyst Funding, LLC
5.0
Based on 138 reviews
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Nick Zagorski
Nick Zagorski
01:09 05 Oct 21
Alex Garza got it done for me. My initial loan came back with a good but not great interest rate, and I asked him to... see what he could do to get it lower. Without hesitation he greased the wheels and was able to get me an even better rate and closed quick. Ask for Alex- he’ll take care of you.read more
Kevin Green
Kevin Green
02:30 03 Oct 21
David Lipinski is the man!! He is super knowledgeable about all aspects of the business and was able to see my deal all... the way through to close in 20 days; we were delayed a bit due to a hurricane.This was the first of many flips to come with Catalyst. The whole process was a breeze, thanks to David and the rest of team there. They were all extremely professional. Not one time did I ever feel neglected. If you are looking for an honest, straight forward organization to finance your next deal, contact David and I am sure you won't be disappointed.read more
Brian S
Brian S
20:16 20 Sep 21
As a first time VERY nervous investor Alex Garza helped me do a cash out refinance on my primary home. From the get go... Alex was so easy to work with. As the process moved along I had A LOT of questions. He answered every single one without hesitation and took a lot of time to educate me on different topics. In fact, after my initial appraisal of my house we came to an agreement of my loan amount. Fast forward, after an appraiser came out it was appraised at a higher amount than the original amount and Alex was able to get me more money for investing! Friendly, knowledgeable and very comforting for a first time investor. I'll definitely be using him for real estate investments moving forward. Thank you Alex!read more
Arlene Black
Arlene Black
16:31 03 Sep 21
David Lipnicki and his staff did a fabulous job on handling the refinancing on our primary home. We were able to close... in less than 30 days at a lower interest rate, which gives us an annual savings of $4,500. David and his staff quickly addressed any questions or concerns we had and made the whole process very pleasant. I will definitely be providing his information to my friends and family.read more
Tom Botas
Tom Botas
20:03 24 Aug 21
Alex Garza was great from day one. As this was the first time I've used a hard money lender I needed a bit of hand... holding. Alex explained everything, step-by-step, and was always available to answer questions. Very happy with his level of professionalism and attention to detail throughout. Would gladly use Alex and Catalyst Funding again.read more
Kate Qiu
Kate Qiu
20:52 30 Jul 21
It's been an exceptional experience working with Alex Garza and his team. Alex was very helpful and responsive during... the whole process. He helped me to get the best possible rate. Ashley was also extraordinary. She even worked late night to make sure I close on time. The team was very efficient. Definitely recommended.read more
Victoria Khripunov
Victoria Khripunov
21:35 13 Jul 21
Working with Alex Garza and Catalyst has been great. They are open and honest about the loan process. the team really... works well together to offer as much support as possible to help you succeed. Alex is always available and really kind to answer all my questions. I like our experience of refinance.read more
Edwin Ortiz Franco
Edwin Ortiz Franco
01:44 02 May 21
Working with the Catalyst team was an exceptional experience. I felt that they had my best interest in mind and they... were able to secure solid financing terms. A big shout out to David Lipnicky, working with David was an exceptional experience. With his help, entire process was so much easier than expected, highly recommend. Thank you for helping me with my first project.read more
Mikayla & Peter
Mikayla & Peter
20:15 13 Apr 21
A big shout out to Alex Garza for his patience, education and expertise. Thank you for helping us get these projects... off the ground. We have enjoyed working with you!read more
Chris and Lee Anne Collins
Chris and Lee Anne Collins
15:40 23 Mar 21
Alex was always very responsive to my messages, knowledgeable and friendly with his responses, and locked us in with a... great rate!! I did grow a bit weary of all the necessary documents and time involved to get through the process, but that's no fault of Alex's. Overall it was completely worth it - we lowered our rate, shortened our mortgage, AND pulled out some cash to hopefully reinvest! Thanks for all your help! 🙂read more
Thomas Cochran
Thomas Cochran
15:21 23 Mar 21
After two completed transactions with Catalyst, I can only say that they have made a complicated process extremely... easy. It's great to have one point person to work with through both the hard money stage and all the way through the conventional refinance. Every single person I dealt with was great, but I have to especially recognize my main point of contact Alex for his patience and good attitude. These deals can be trying sometimes and there are always a few hiccups when dealing with a massive property rehab, but Alex was a pro throughout the process. Another highlight was the hard money inspector George. He was extremely thorough and professional and went way above and beyond the norm by treating our deal as if it were his own. I highly recommend this company.read more
Cathy Saenz
Cathy Saenz
02:06 19 Mar 21
Working with Catalyst has been great. They are open and honest about the loan process. Their website is user friendly,... and the team really works well together to offer as much support as possible to help you succeed. My loan officer, Ernest Powell is always available and really listens to ideas and tells me what I need to know to stay on financial track with my goals and objectives. I highly recommend Ernest and his team for investment property loans.read more
Ariana Del Rio
Ariana Del Rio
16:16 01 Mar 21
We’ve had a great experience with Catalyst Funding. Larissa Martin assisted during my loan process. She is a true... professional and is always available to answer any questions. Her level of expertise made the loan process go very smooth. I would definitely recommend Catalyst Funding and its staff to help on your future real estate loans.read more
YakinFelix
YakinFelix
15:31 02 Feb 21
Very happy to finally find a hard money lender that makes our buying process a breeze. David at Catalyst really helped... us get to the next level making every transaction flow as smooth as possible. I highly recommend their services.read more
Karen Theriot
Karen Theriot
13:15 02 Jan 21
Ernest was awesome during my lending process! He was knowledgeable and always available to answer the many questions I... had. I searched for many lenders and Catalyst was the lender who provided timely responses and professional services. Ernest helped educate me on the different loan types and provided the competitive cost for me to close my loan! He even offered and shared resources he knew in the real estate investment business! I will definitely work with Catalyst on my next purchase and sincerely appreciate everything Ernest did to help the process go smoothly! Thank you!!read more
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