Hard Money Rates & Terms

Catalyst Funding's Loan Rates & Terms in Houston, TX

When you find a great property to fix and flip, you don’t have time to waste. Catalyst Funding offers competitive rates and terms on hard money loans, the easiest and fastest way to quickly secure financing.

  • Rates range from 6.99% to 13.99%
  • Points range from 1.99% to 3.99%
  • Interest only
  • Improved pricing for long-term relationships
  • Minimal documentation required
  • Approvals good for 6 months
  • Borrow up to 70% - 75% of ARV (after repair value)
  • Six-month term with option of extending

Even if you do not have a deal ready to go, now is the right time to get pre-approved so you are ready to move quickly when you find the right deal!!  If you move slowly, it will be gone in this market!

For pre-approval you will need:

  • 6 months payments + first leg of rehab
  • Personal credit run (no minimum FICO required)

When you have a deal ready to go (or if you have one now) you will also need:

  • List of all real estate holdings
  • LLC, LP or Corporation documents (if applicable)
  • Property purchase agreement
  • Property rehab scope of work
  • Appraisal (ordered by Catalyst)
  • Property insurance (to be obtained prior to closing)

dealing with hard money lending

To get started, fill out an application or call Catalyst Funding at 832.648.3626.