More Than a Hard Money Lender

Catalyst Funding is a hard money lender for real estate investors in Houston, Texas. We provide funding for single-family residences, 2-4 unit residences, townhomes and condos in a variety of situations, including fix and flip, foreclosures, trustee sales, auctioned properties, outdated properties, neglected properties, permit issues, home inspection issues, vandalized properties, abandoned properties, fire and water damage.

In addition to hard money loans, Catalyst Funding and their business partners offer a wide variety of services that many real estate investors need. Our business model is built on taking a holistic approach with our clients and guiding them through the entire process. Every client can expect unrivaled guidance from Catalyst team members while building long-lasting, mutually beneficial relationships with partners.

Services available through Catalyst Funding:

We specialize in hard money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. Whether you are looking to do a complete remodel, convert to a rental property, or simply clean up a property and put it on the market, we can help you secure the financing you need for your next project.
Catalyst Funding is a part of the Saxum Real Estate group. Saxum is a member of the HomeVestors franchise and has completed hundreds of real estate transactions.  With that experience comes knowledge we will share with our Catalyst clients. We won’t just give you a loan and hope for the best. Clients value our experience as real estate investors to help guide them throughout the entire process. In turn, Catalyst strives to increase your likelihood of success and build a long-lasting relationship.
Marketing your property after rehab to maximize returns is an important part of the process. Let Catalyst show you strategies on how to market your real estate effectively to maximize your profits and minimize days on market.
Because Catalyst team members also are investors, we have extensive experience on how to efficiently work with contractors. We can show you the ins and outs of what to look for when selecting a contractor and also how to effectively manage your contractor during the process. We can even provide a small list of contractors that we personally can recommend. However, please do your own due diligence.

Services available through our Business Partners:

Catalyst Funding has teamed up with RENTERS WAREHOUSE to help our clients manage their rental properties.  RENTERS WAREHOUSE manages our own rental properties and we highly recommend them to our clients.  Please read a little bit about RENTERS WAREHOUSE - We are one of Texas’ fastest growing residential property management companies. Our nickname “The Professional Landlord™” refers to our team of leasing and management professionals dedicated to helping property owners rent or manage their residential real estate. It’s easy to see why Renters Warehouse is Houston’s landlord of choice: we charge no upfront fees, we have a tenant guarantee, and you can cancel anytime at no cost. It is our primary mission to protect our owners’ real estate investment and we have proven results showing we can do that for you too. Click the link below to learn more about us and how we can help you. On our website you can also request a free rental analysis for your property or ask for a free competitive property management quote. Thanks ahead of time for visiting our website and for supporting a local small business! Click HERE for more info about Renters Warehouse!!!

The Catalyst Group at Security National Mortgage company is our permanent financing arm.

Wade Comeaux is Founder and President of Catalyst Funding and leads the Catalyst Group at SecurityNational Mortgage Company.

SecurityNational Mortgage Company, a nationally recognized Mortgage Lender, is one of the most trusted and respected lenders in the industry.

SecurityNational Mortgage Company (SNMC) was started in 1993 and is a subsidiary of Security National Financial Corp. who is publicly traded on the NASDAQ (symbol: SNFCA).  SNMC is ranked as a ‘Top 50 Mortgage Lender’ by Scotsman Guide and Mortgage Executive Magazine.  Being a Fannie Mae Direct lender, SNMC has a full suite of products and best in class customer service. We understand and appreciate buy and hold investors and have significant expertise navigating the challenges presented by owning multiple properties and unique income documentation situations.

Conventional & Portfolio products are available meaning we have a product for almost every borrower. To accelerate your portfolio growth, we can close multiple properties at one time. Other Product highlights:

-Refinance your hard money loan based on the appraised rental rate, allowing you to refinance before the property is leased, saving significant time and money.

-A Processing and Underwriting team with years of experience dealing with the complex nature of Non-Owner Occupied Transactions.

-A specialized panel of seasoned appraisal professionals with years of experience appraising Non-owner occupied investment properties to provide speed, efficiency and peace of mind.

-Ability to purchase several properties at once, allowing you to more rapidly grow your investment portfolio.

-Robust offering of portfolio (Non-conventional) loan products including:

-Stated doc and bank statement loans

-Inclusive guidelines and attractive terms

-Ability to purchase homes in LLCs

-Fico scores as low as 500

-Products for foreign Nationals



You will receive a call from Sr. Loan Officer Mike Hicks


The Catalyst Group at SNMC Wade Comeaux | Manager

C: 281-788-8351 | D: 346-203-9983 | Fax: 1-877-286-5204 | NMLS #231479

Br. NMLS #1249063

As active real estate investors ourselves, we often have wholesale properties under contract that we offer to the real estate investing community. These properties are available through our parent company, Saxum Real Estate. As always, please do your own due diligence.

Catalyst Funding invests in you, not just your property. Click here to learn more about our loan program rates and terms.

To schedule a meeting or speak with a team member, please call 832.648.3626.