Non-Conventional Buy & Hold Financing 

Catalyst offers long-term financing for customers that don’t qualify for a conventional mortgage!

Many investors would like to start building their rental portfolio but have a hard time obtaining long-term financing.  When it comes time to get a conventional Fannie/Freddie loan many self-employed real estate investors have a hard time qualifying.  If that sounds familiar, this program is for you!

Program Highlights:

– Loan Type = 5/1 ARM

– Loan Term = 30 years

– Payment Type = Fully amortized based on a 30 year term

– No personal income documentation required

– No limit on the # of properties owned

– Minimum Loan Amount = $50,000

– Maximum LTV = 75%

– Personal DTI = Not required

– Reserves = 6 months PITIA for subject, 3 months PITIA for other financed properties

– Rental Experience = Not Required

– Bankruptcies = None in past 3 years

– Foreclosures = None in past 2 years

– Interest Rate = Ranges from 6% – 9% based on LTV and FICO

– Minimum FICO = 620

*Other restrictions apply.  Please call Catalyst Funding at 832.648.3626 to discuss!