Rental Property Loans in Houston TX

What Is a Rental Property Loan?

Rental property loans fit many different categories. They are also known as buy and hold loans, fix and hold loans, landlord loans, and portfolio loans. These types of hard money loans are a great way to begin building a comprehensive rental portfolio. Whether you need to purchase or refinance, repair or just remarket, our hard money buy & hold loan program can get you into the rental property market quickly and easily.

There are many ways to leverage this type of rental portfolio loan. These are the three most common:

  1. Purchase, Repair & Refinance
  2. Purchase, No Repairs & Refinance
  3. Refinance, Repair & Refinance

Types of Portfolio & Rental Property Loans

Loans for Purchase, Fix & Rent

Rental property loans are perfect when you want to purchase, fix, and rent a distressed property. This particular long term rental property loan program starts off like a standard fix & flip hard money loan, but after the purchase and repair transitions to a more conventional mortgage, loan, or alternative financial product. This loan type is where the term ‘rental property loan’ comes from.

Loans for Fast Purchase & Refinance

This type of hard money loan also a great option when you need to acquire a property faster than you can close a traditional mortgage. This type of hard money loan gives you the speed and leverage of a hard money, asset-based loan for acquiring a property that is not in need of repairs. Once the property is acquired, it is then refinanced into another type of long term investment property loan, such as a traditional mortgage, loan, or alternative product.

Loans to Repair Your Distressed Property

This last kind of buy & hold hard money loan is ideal for refinancing a property you already own for the purpose of substantial repairs. Once these repairs are complete, this loan transitions to a more conventional loan or mortgage, to produce ROI as a rental property.

Get Pre-Approved Today for a Houston Rental Property Loan

Catalyst Funding is one of the most trusted portfolio lenders in the Houston area. Our buy & hold loan program is perfect for real estate investors looking for landlord loans, portfolio loans, and rental property loans. We can help you fast track your next real estate property investment. If you think that a Catalyst Funding signature hard money loan might be a good fit for your next rental property investment, then call today. Our knowledgeable hard money financing experts are standing by. We look forward to answering your questions and helping you accelerate your future in real estate.

Hard Money Rental Property Loans in Houston TX | Catalyst Funding

The Catalyst Group at SecurityNational Mortgage company is our permanent financing arm.

Wade Comeaux is Founder and President of Catalyst Funding and leads the Catalyst Group at SecurityNational Mortgage Company.

SecurityNational Mortgage Company, a nationally recognized Mortgage Lender, is one of the most trusted and respected lenders in the industry.

SecurityNational Mortgage Company (SNMC) was started in 1993 and is a subsidiary of Security National Financial Corp. who is publicly traded on the NASDAQ (symbol: SNFCA).  SNMC is ranked as a ‘Top 50 Mortgage Lender’ by Scotsman Guide and Mortgage Executive Magazine.  Being a Fannie Mae Direct lender, SNMC has a full suite of products and best in class customer service. We understand and appreciate buy and hold investors and have significant expertise navigating the challenges presented by owning multiple properties and unique income documentation situations.